Martin Esparza Olympia Real Estate
EXIT NORTHWEST REALTY    
 

Buying your first investment property


Investing in real estate can be a very daunting experience especially if you have never done it before. While you don't have to be a real estate investing expert, you do need to get over the fear of buying investment properties. It is very important that you get educated before buying any real estate. Take the time to educate yourself through books, seminars and discussions with real estate professionals before you do anything.

Step One

Understand your end game. You need to know what you want to get out of investing in real estate. Are you looking to generate additional income? Are you looking to build up appreciation over time to pay for a childs college education? Are you looking for a quick flip? Whatever you do you need to make sure you don't overextend yourself and take on more than you can handle. Investing for cashflow purposes is usually the best and safest approach. Shoot to break even or make profit each month and not just bank on appreciation.
 

Step Two

Pick an area to invest in. You have to narrow your search to a very specific area. Real estate is extremly local. Prices and comparative sales data can very different from neighborhood to neighborhood. It is best to pick an area that 1) you live near or 2) you know very well and can watch closely.
 

Step Three

Understand the cycle. Real estate is very cyclical. Know where you are in the cycle. If prices have gone up for the last 5-7 years they are probably going to flatten out or decline soon. This does not mean you shouldn't buy it just means you need to know what your long term plan is so you can see if buying makes sense at that particular time.

Step Four

Make a plan. You need to have a plan to be successful. Your plan should include things like; 1) price range, 2) property type - single family home, apartment unit or building, retail - 3) exit strategy - will you sell to make some money on the appriciation or will you hold long term.

Step Five

Sticking with single family homes is a good safe bet when you are just starting out. Single family homes are easier to purchase, easier to get financed and easier to sell when you need to. There are a lot more buyers out there for single family homes than apartment buildings or other investment property. When choosing a single family home it is best to make sure you have a 3bd/2ba at a minimum. These are the easiest to rent out to young families or even sell to that same customer. Also investors like to by well priced 3bd/2ba homes for rentals.

Step Six

Once you close on your new property you will need to get it rented. You can do this on your own or use a property manager. How you choose to manage your property depends on your individual needs. Do you live in the area where your property is? Do you have time to handle any issues that may come up on your own? Is the your time worth more than the money you would spend on a property manager? A property manager can sometimes be easily justified if you have multiple properties. If you only have one or two you may be able to do it yourself or find a handyman that can handle everything for you at a fraction of the cost.

Step Seven

When renting always try to get at least a six or twelve month lease. The longer the lease the less worry you will have turning over the property. I have found that most tennants will stay longer than their six or twelve month lease so don't be worried that they will just leave once their lease is up.
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